Cipher: Offline Money Manager

by Leilani Hauck

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Oct 31, 2026 Finance & Accounting

android finance automated transactions bank notifications expense tracker money management

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I've always found manually tracking expenses pretty tedious, so I started building Cipher. It's an Android finance tracker that automatically parses supported bank SMS and payment notifications and turns them into transactions. A few things about it: No manual transaction entry for supported messages Everything is stored locally on your device No account or cloud sync required Budgets, spending insights, recurring payments and more Open source, with a free tier and optional Pro features...