OptiVault

AI money coach for budgets, spending insights and savings goals

by aymanov80

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Oct 10, 2026 Finance & Accounting

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OptiVault is an AI money coach for iPhone that helps people understand their finances, build budgets and work toward savings goals. Connect accounts through Plaid to organize spending, track net worth and create a personal financial plan. Ask money questions by text or voice and review a weekly Financial Wrap covering spending, savings and goal progress.OptiVault uses read-only account connections: it cannot move money or place investment trades. It provides educational tools and planning support rather than regulated investment advice. The app is free to download with a seven-day trial; continued access requires a paid subscription. Current pricing is shown in the App Store.Website: https://www.optivault.co/iPhone app: https://apps.apple.com/us/app/optivault-ai-finance-advisor/id6740290247