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PayNow is Singapore's instant bank-transfer rail. Every hawker stall and freelancer puts a QR on their counter, and customers pay by scanning with their banking app. I needed one, the spec is fully public (EMVCo merchant-presented QR + SGQR v1.7), yet every generator I found was either unmaintained or a slightly dodgy-looking site. So I built my own: Generate from a mobile number or UEN, with optional amount, reference, and expiry Renders in the official look — PayNow purple with the center...
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